Chick & Kot
New-build property in Liège

A new student room is a fully furnished and equipped individual unit, specifically designed for student living. Chick & Kot offers 81 such units in the heart of Liège, within immediate reach of universities, schools and public transport. Unlike a traditional apartment, this type of investment targets a structurally strong and predictable rental demand (Liège being one of Belgium's major university cities), with a structured tenant turnover and property management fully delegated to the residence.

What return can be expected when investing in a new student room in Liège? Chick & Kot offers a guaranteed net return of 4% over the first three years, with rent paid even in the event of vacancy. It is one of the few projects on the Liège market to offer such a contractual guarantee. Beyond this period, the return remains supported by: structurally high student demand in Liège; fully furnished and equipped units that are immediately attractive; an EPC A rating reducing charges, an increasingly decisive criterion for students and their families; comprehensive property management that limits vacancy periods.

This is one of the project's major advantages for the investor. Property management is fully handled by the residence, with no intervention required on your part:

• tenant selection and management of move-ins/move-outs
• rent collection and disbursement to the investor
• guaranteed rent even in the event of vacancy during the first 3 years
• maintenance of common areas, designed by an interior decorator
• management of shared spaces, including the central patio and the large landscaped terrace. It is a truly turnkey investment, with no day-to-day management concerns.

What legal guarantees apply to an investment in a newly delivered student room in Belgium? For a newly delivered property such as Chick & Kot, the protections of the Breyne Act continue to apply after reception. Imodave remains bound by the ten-year liability for serious defects affecting the structure or waterproofing of the building, as well as the two-year guarantee for detachable equipment. These guarantees apply regardless of whether the property is under rental management.

Both asset types have distinct profiles. The student room offers the investor several specific advantages:

• lower entry price: the acquisition cost is lower than that of a traditional one-bedroom apartment
• higher gross yield: the rent-to-price ratio per m² is generally higher for small furnished units
• delegated management: in the case of Chick & Kot, no intervention from the investor is required
• captive demand: Liège's student population generates a predictable and annually renewed rental demand. In return, resale liquidity and the profile of the potential buyer are more specific factors to integrate into your overall wealth management strategy.

For Chick & Kot, the main items to anticipate beyond the listed price are:

• VAT at 21% (the rate applicable to this project)
• notary fees
• costs related to the mortgage loan
• utility connection fees
• costs for drafting the basic deed. No registration duties are due on the construction portion. Our advisors provide a complete and free summary based on your investor profile. Contact us at +32 4 277 00 07.

Yes. Belgian banks finance the purchase of new student rooms under a standard mortgage scheme. For a delivered property such as Chick & Kot, the full amount is released in one instalment at the deed signing. The recommended loan-to-value ratio generally remains between 80 and 90% of the property value. The guaranteed net return of 4% can furthermore be included in your financing file to demonstrate repayment capacity. We Invest works with partner credit brokers to optimise your financing structure.

Chick & Kot achieves an EPC A rating, thanks to a combination of photovoltaic panels and a gas cogeneration system that reinjects the electricity produced into the common areas of the co-ownership. For the investor, the impact is twofold: reduced co-ownership charges, which preserves the net return over time; a strong rental argument: students and their families are increasingly attentive to energy costs, and an EPC A rating is a growing selection criterion. This represents a lasting competitive advantage over older student rooms on the Liège market.