Cambre Student Living
New-build property in Bruxelles

Yes, Belgian banks finance the purchase of new studios intended for rental investment, including student residences. Funds are generally released in one instalment for a completed property, or in tranches for an off-plan purchase. The recommended maximum loan-to-value ratio remains 80 to 90% of the property value. We Invest works with partner brokers to structure your financing.

The Breyne Act provides several protections for buyers of off-plan properties: completion guarantee, guarantee against hidden defects, and a ten-year structural warranty covering structural defects for 10 years. These guarantees also apply to rental investments such as student studios. They must be included in the sales agreement.

The university district around ULB Solbosch and VUB attracts thousands of students every year, generating constant and predictable rental demand. The proximity of Avenue Louise, the Bascule neighbourhood, and the Bois de la Cambre further enhances the area's appeal. A furnished studio in this zone lets quickly and with minimal vacancy, making it one of the safest investments on the Brussels market.

Furnished student studios in Brussels rank among the real estate investments offering the best gross yields, thanks to stable rents and high occupancy rates. The gross yield is calculated by dividing the annual rent by the total purchase price. For Cambre Student Living, the combination of a location in the heart of the university district and a reduced VAT rate of 12.5% significantly improves the net yield. Factor in property tax, co-ownership charges, and rental management costs to refine your calculation.

The 12.5% VAT rate is an intermediate rate that allows new-build properties to be purchased at a tax cost close to that of existing properties. This rate applies under certain conditions related to the type of project and its location. For Cambre Student Living, this favourable tax regime significantly reduces the acquisition cost compared to the standard rate of 21%, directly improving the investment's profitability. Contact We Invest at +32 2 318 18 08 for eligibility details.

A furnished student studio generally offers a higher gross yield than a standard apartment, thanks to a lower purchase price and a proportionally higher rent per m². Student rental demand is recurring and largely insensitive to economic cycles. On the other hand, tenant turnover is more frequent (annual rotation) and furniture maintenance costs should be anticipated. For a project such as Cambre Student Living, studios are delivered fully furnished and equipped, which simplifies the letting process.

Cambre Student Living offers 36 new fully furnished and equipped studios, with surface areas ranging from 24 to 31 m². Each studio includes a private bathroom, a fitted kitchenette, and functional storage. Residents also have access to shared common areas. The project, developed by Promiris, holds an EPC B certification and is located in the heart of Brussels' university district, close to ULB, VUB, Solvay, and HE2B.

The total budget includes the purchase price of the studio, to which a favourable VAT rate of 12.5% (instead of the standard 21%) is added, along with notary fees and registration duties on the land. As the studios are delivered furnished and equipped, no additional investment in furniture is required. Contact We Invest at +32 2 318 18 08 for a personalised estimate of your investment.